Services
Whether you’re looking for a robust financial plan, a strategy for investments, want to make provision for retirement or mortgage needs, we’re here to help you.
Pension Planning
Have you got a retirement plan? If so, are you on track to achieve your goals? You’ll need the right pension for your situation and objectives.
A pension is a long-term investment the fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation.
Retirement
Are you aware of the different ways to access your pension savings? With additional options available it’s more important than ever to ensure that you fully understand the options available when you retire.
A pension is a long-term investment the fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation.
Savings/Investments
Whether saving monthly or a one-off contribution it is important to select the right investment for you, considering the tax benefits, growth potential and time frame.
The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.
Mortgages
Let us take the stress out of moving home by researching the market to obtain you a mortgage which is both suitable and competitively priced.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Equity Release
The ability to take equity out of your home can be an attractive option for many people, but it is important to consider the consequences. We can help you explore these in a clear and transparent way.
This is a lifetime mortgage. To understand the features and risk, ask for a personalised illustration.
Protection
You may wish to have a Plan B to protect you and your family against the unforeseeable happening. We have access to the whole of the market for such policies as life cover, critical illness and income protection.
These plans have no cash in value at any time and will cease at the end of the term. If premiums are not maintained, then cover will lapse.
Plans may not cover all the definitions of a critical illness. The definitions vary between product providers and will be described in the key features and policy document, if you go ahead with the plan.
Business Protection
How will your business be impacted in the event of death or critical illness of a key employee or Director? You’ll need the right cover to ensure the business can continue in this event.
These plans have no cash in value at any time and will cease at the end of the term. If premiums are not maintained, then cover will lapse.
Plans may not cover all the definitions of a critical illness. The definitions vary between product providers and will be described in the key features and policy document, if you go ahead with the plan.
Estate Planning
You’ve worked hard for your money. Let us help you make sure that it goes to the right people with expert advice about your position, the limits and reliefs available to you.
Estate Planning is not regulated by the Financial Conduct Authority.
